“All your suggestions are doable, and incredibly helpful. I really appreciate it, I feel like I have more control over my finances and a clearer game plan on how to move forward with my goals.”
L.D.Ancaster, Ontario.
“Thanks again Monique for all of the in-depth analysis that you did for us regarding our retirement readiness & options. That has really provided us with an excellent idea and foundation of what we need to do and where we need to be financially to obtain our retirement goals!”
C.P. and A.KMarkham, Ontario
“Monique, you have been amazing for me. Exactly the information I needed to be comfortable.”
G.B.Toronto, Ontario
“Finally! A Certified Financial Planner who demystifies the whole process. She can explain complicated concepts in a very straightforward and simple, yet accurate, manner. And, when necessary, she can go toe-to-toe with any CA! Because she works on a fee-for-service basis (i.e. she’s not remunerated for selling financial products), I knew she had my best interests at heart. And to top it off, Monique is delightful to work with. She makes financial planning … almost fun! I now sleep better at night knowing that my finances are in order.”
D.S.Toronto, Ontario
Address
5160 Yonge St, Suite 1860
North York, ON M2N 6L9
Contact
(647) 297-2376
monique@upotential.com
Hours
Monday – Friday
9:00am – 5:00pm
UPotential is a fee-for-service financial planner – meaning that our compensation is based on a transparent, pre-established rate agreed upon before our engagements begin. We do not receive any compensation from, and do not offer, the sale of any investment or insurance related products/services. As a UPotential customer you will be under no obligation to utilize any particular investment or insurance product/service to action any of the plans we create. If you wish to engage the services of ETF Capital Management – a registered portfolio manager – you should be aware (and will be made aware at the time) that UPotential is under common ownership. Our goal is to help you get the most out of your money – so we will act always in the best interests of our clients, with full transparency, and in a manner which aligns our interests accordingly.
Decoding Your Clients: How Technology and Genetics will Impact Financial Planning
The better we can understand the opportunities and constraints that lie ahead of us, the more knowledgeable our decisions will be with respect to the delicate balance between living for today and protecting ourselves from outliving our wealth.
How Do the Wealthy Spend Their Money?
In reading this article, I was reminded of clients who not only want to know, “will I be OK?” but are interested in learning about what others in similar situations are doing with their wealth. This article identifies 10 common ways in which wealth is used and shared.
Money SOS: Emergency Fund Basics
An emergency fund is the least sexy of all the financial planning topics. However, knowing that your financial obligations will be covered for a period of time—no matter what happens to your job, health, or personal circumstances—is critical. This is true whether you’re just starting out or already have substantial savings.