For the most important aspects of your life, there is typically a half a dozen things that matter. Keeping healthy means daily exercise, eating well, a good night sleep, finding me time, positive personal relationships, and moderated drinking. Investing and accumulating wealth is no different, there are only a few things that really matter.

Who says that retiring from your career means that you are past your prime?  Here is a fantastic article that shows how some famous athletes have reinvented themselves and found great success and satisfaction after hanging up their cleats.

Still think that “money can’t buy happiness”? That’s certainly what we’ve always been taught. Yet, it’s worth noting that many of our parents may not have had the privilege of accessing the research that we now have and that we integrate into our financial strategies.

Achieving a balance between your needs and wants involves creating an annual budget that includes savings and based on solely on predictable income. This frees up bonuses for lifestyle enhancements that neither threaten your normal standard of living, nor your financial stability; even in challenging economic conditions.

As 2024 unfolds, what does the economic landscape have in store for us? Will there be reductions in interest rates? In this week’s blog, we share our insights on the factors that could shape interest rates this year.

Financial advisors strive to help clients achieve their long-term financial goals—including planning for retirement. But as we’ve all seen in our practices, clients’ dreams of retirement don’t always go as planned.

Philanthropy goes beyond big donations and includes various forms such as time, effort, money, or assets. Starting January 1, 2024, the tax treatment for donations of appreciated securities will become less favorable. If you plan to donate an investment by the end of this tax year, it’s advisable to do so before the change for better tax benefits.

Retirement planning has long-been regarded as both a science and an art. The science is related to the financial modelling and stress-testing that can help you move confidently into this next phase of your life. The art comes from turning your new-found time and your accumulated wealth into joy and purpose.

Interest rate announcements significantly affect Canadian borrowers and lenders. Younger individuals with mortgages or business loans, and older individuals with substantial fixed-income portfolios, are directly impacted. Despite a spike in interest rates, the intended impact of reducing consumer spending and slowing the economy have not yet materialized – at least not yet…

Since my financial planning career began over 20 years ago, life insurance has been a regular topic of conversation with clients. This article provides a very good primer on what life insurance and annuities are, how they work, when to best consider them and what objectives they can address.