“All your suggestions are doable, and incredibly helpful. I really appreciate it, I feel like I have more control over my finances and a clearer game plan on how to move forward with my goals.”
L.D.Ancaster, Ontario.
“Thanks again Monique for all of the in-depth analysis that you did for us regarding our retirement readiness & options. That has really provided us with an excellent idea and foundation of what we need to do and where we need to be financially to obtain our retirement goals!”
C.P. and A.KMarkham, Ontario
“Monique, you have been amazing for me. Exactly the information I needed to be comfortable.”
G.B.Toronto, Ontario
“Finally! A Certified Financial Planner who demystifies the whole process. She can explain complicated concepts in a very straightforward and simple, yet accurate, manner. And, when necessary, she can go toe-to-toe with any CA! Because she works on a fee-for-service basis (i.e. she’s not remunerated for selling financial products), I knew she had my best interests at heart. And to top it off, Monique is delightful to work with. She makes financial planning … almost fun! I now sleep better at night knowing that my finances are in order.”
D.S.Toronto, Ontario
Address
5160 Yonge St, Suite 1860
North York, ON M2N 6L9
Contact
(647) 297-2376
monique@upotential.com
Hours
Monday – Friday
9:00am – 5:00pm
UPotential is a fee-for-service financial planner – meaning that our compensation is based on a transparent, pre-established rate agreed upon before our engagements begin. We do not receive any compensation from, and do not offer, the sale of any investment or insurance related products/services. As a UPotential customer you will be under no obligation to utilize any particular investment or insurance product/service to action any of the plans we create. If you wish to engage the services of ETF Capital Management – a registered portfolio manager – you should be aware (and will be made aware at the time) that UPotential is under common ownership. Our goal is to help you get the most out of your money – so we will act always in the best interests of our clients, with full transparency, and in a manner which aligns our interests accordingly.
The ‘Aging Checklist’: What Is It And Why Every Retiree Needs One
Planning for your aging years is a big part of what we do. Aside from increasing my clients’ budget to accommodate the costs of assisted living or personal supports, there are other considerations that we discuss in our meetings. Among these is the issue of whether the current home is suitable for “aging in place” and how the client will stay vital and engaged when he or she steps away from the workforce.
Using Life Insurance as a Tax-Hedging Strategy
When purchasing our first life insurance policy, most clients choose term insurance because they are concerned with protecting their dependents and the cost of premiums. Upon further reflection, many will opt for a permanent insurance product that will both protect and help to create or preserve wealth.
How Bill and Melinda Gates Are Transforming Life for Billions in the 21st Century
While I don’t expect or aspire to reach the wealth achieved by the likes of Bill and Melinda Gates and Warren Buffett, I love this article’s message of optimism for the future. I can’t think of any better way to usher in the new year and a new decade.