I have fielded a lot of questions about borrowing to invest lately. This article explains some very important concepts that contribute towards the confidence that is required for leveraged investing. End-date bias (the effect of the date chosen for reporting 1-, 3-, 5- or 10-year returns) as well as recency bias (expecting recent events to continue into the future) have to be tempered in order to make good choices for your household. These biases are easy to fall into. The outside perspective of a financial life planner like myself can help you to keep a long-term perspective.

Click here to read the full article from The Globe and Mail (PDF)

Join me on April 20^th for my “Ask Me Anything” webinar where I will be dedicating the entire hour to answering real questions sent in from you! Feel free to ask me anything about your personal finances, the process, or advice on specific topics and we’ll tackle them together on the 20th.

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