I never trusted commercials that claimed that a snack “tastes good and is good for you”. That just didn’t match my own experience. I feel the same way about finances: what is good for my pocketbook doesn’t usually match my appetite to spend now.
Savings doesn’t just happen: you have to plan for it. But if you are anything like me, there’s almost always something more pressing. A colleague just offers you concert tickets. There’s a leak in your basement. Your kids’ or grandkids’ birthdays are coming up.
That’s why everyone needs an easy savings strategy.