While I don’t expect or aspire to reach the wealth achieved by the likes of Bill and Melinda Gates and Warren Buffett, I love this article’s message of optimism for the future. The article talks about philanthropic opportunities as “summoning the moment of lift for human beings”. I can’t think of any better way to usher in the new year and a new decade.


Click here to read the full article on Fortune

This article presents several viewpoints with respect to the intersection of financial planning and genetic testing. As a fee-for-service financial planner, my role is to create financial models that project your household’s financial situation into the future. I believe that my clients will benefit substantially from the progress made in medicine and genetic testing. The better we can understand the opportunities and constraints that lie ahead of us, the more knowledgeable our decisions will be with respect to the delicate balance between living for today and protecting ourselves from outliving our wealth.


Click here to read the full article on Advisor’s Edge

Family get-togethers for U.S. Thanksgiving are quickly followed up by retail therapy on Cyber Monday. After all, who doesn’t need a little retail therapy after spending time with family?

We’ve got Black Friday, Cyber Monday, now what about “Giving Tuesday”? Launched in 2012, the movement has generated over $632-million US dollars in donations. Giving Tuesday encourages “social philanthropy” where donors large and small can invite their social networks to join them, match them and celebrate their reasons for giving. Philanthropy is your way of directing and controlling the social and research-based change that you want to see.


Click here to read the full article on GoldenGirlFinance.com