Saving taxes is very often the best return on investment you can get. Investment returns are unpredictable but sound tax planning can be a methodical way to improve your overall financial situation.

I selected this week’s article based on two amazing conversations I had this week. The common thread between these two conversations, and the article that follows, is that a financial plan helps you pause, reassess your current state of affairs and might even enable you to imagine a better path forward.

The 60-40 portfolio strategy is a touchstone for the industry, and shorthand for the tried and trusted method of protecting capital from wild market swings. There are endless variations on this theme, largely dependant on client risk tolerance and time horizon, but the navigational starting point of a “balanced” 60% stocks and 40% bonds mix has endured.

Everyone is talking about inflation and its effect on every-day life but few are changing their every-day behaviour. This article makes an interesting connection between the recent long-term bull market coupled with low interest rates and the “wealthy-ness” effect – the comfort that Canadians have felt in increasing their personal spending.

Our House, the gentle Crosby, Stills, Nash and Young classic – written, incidentally, by Graham Nash – strikes an emotional beat familiar to many homeowners or wannabe homeowners. The song describes an everyday scene yet it’s beloved by millions because, as the cliché goes, home is where the heart is.

This article contextualizes how inflation, interest rates, portfolios and job security are all intertwined.

According to employment figures, unemployment is back down to pre-pandemic levels. Employers are reporting difficulty filling positions and labourers (you and me) are becoming more selective when looking for a job.

I love to read what journalists forecast and compare those predictions to the prevailing news. In this article, the author addresses today’s timeliest issues: interest rates and inflation.

Filling up your gas tank in recent months is like seeing the bill for your toddler’s birthday party – “how much?” For a smooth family life, however, both must be paid.

Inflation and interest rates have been the talk of the town in recent weeks. These are issues far-beyond our control with central banks all around the world scrambling to adjust and control them.