Our services.

A client-focused approach like no other.

Personal services.

By focusing on strategy, our goal is to help you keep more of what you earn and optimize the wealth that you have accumulated.

Comprehensive Financial Planning

Money is the most common source of stress for individuals and families– but only when we feel we’re not in control. We work with you to clarify and understand the factors that are important to your happiness and wellbeing, and craft a personal financial strategy to help you maximize them. Experience the confidence and empowerment that come from maximizing your potential.

Retirement Planning

Preparing for retirement can be exciting as well as unnerving – as you prepare for a time when your income may taper, or stop, but your expenses will not. Work with us to create a retirement plan to help you create a sustainable retirement lifestyle that helps you get the most out of life.

Investment Planning

Most Canadians find investing to be intimidating. With our guidance, you can feel more confident in working with your financial advisor and know that you are making decisions that will get you closer to your goals.

Divorce services.

A neutral voice in a tumultuous time.

Early Divorce

Digging your heels in to maintain assets that may be difficult to afford post-separation can cost time, valuable emotional energy, and tens of thousands in legal fees. Invite Monique and her specialized training into your divorce negotiations so that you can better understand the standard of living that you can support after divorce, so that you make the right decisions and trade-offs.

Draft Settlements

Having Monique review a negotiated settlement may help you to feel more confident about the financial future that is laid out in the agreement. Monique can help you to project the income upon which you will rely and help you to make better decisions for your financial stability post-divorce.

“All your suggestions are doable, and incredibly helpful. I really appreciate it, I feel like I have more control over my finances and a clearer game plan on how to move forward with my goals.”

L.D.Ancaster, Ontario.

“Thanks again Monique for all of the in-depth analysis that you did for us regarding our retirement readiness & options. That has really provided us with an excellent idea and foundation of what we need to do and where we need to be financially to obtain our retirement goals!”

C.P. and A.KMarkham, Ontario

“Monique, you have been amazing for me. Exactly the information I needed to be comfortable.”

G.B.Toronto, Ontario

“Finally! A Certified Financial Planner who demystifies the whole process. She can explain complicated concepts in a very straightforward and simple, yet accurate, manner. And, when necessary, she can go toe-to-toe with any CA! Because she works on a fee-for-service basis (i.e. she’s not remunerated for selling financial products), I knew she had my best interests at heart. And to top it off, Monique is delightful to work with. She makes financial planning … almost fun! I now sleep better at night knowing that my finances are in order.”

D.S.Toronto, Ontario

Address
5160 Yonge St, Suite 1860
North York, ON M2N 6L9

Contact
(647) 297-2376
monique@upotential.com

Hours
Monday – Friday
9:00am – 5:00pm

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UPotential is a fee-for-service financial planner – meaning that our compensation is based on a transparent, pre-established rate agreed upon before our engagements begin. We do not receive any compensation from, and do not offer, the sale of any investment or insurance related products/services. As a UPotential customer you will be under no obligation to utilize any particular investment or insurance product/service to action any of the plans we create. If you wish to engage the services of ETF Capital Management – a registered portfolio manager – you should be aware (and will be made aware at the time) that UPotential is under common ownership. Our goal is to help you get the most out of your money – so we will act always in the best interests of our clients, with full transparency, and in a manner which aligns our interests accordingly.